A Treasury Approach That Frees Businesses From Outdated Methods
We do this by removing manual friction from treasury operations using instant payments, intelligent workflows and designed for certainty.
Most payment systems were built for banks, not businesses. A way to move money, not to provide solutions to business so they can operate more efficiently. We built a platform designed around real business needs, integrating with the business' systems and their bank to make payments effortless.
OUR BUSINESS SOLUTIONS
Automated Vendor Payments
We streamline how you pay suppliers by removing manual steps from the process. Payments are automatically executed at the last possible moment, eliminating remittance generation, manual actions, and unnecessary early funding. The result is improved liquidity, real-time visibility into your cash position, and a more efficient, predictable payables operation. This allows finance teams to operate with greater confidence, efficiency, and control — without changing how vendors get paid. And all directly initiated from your accounting system and transacted from your bank account.
PERFECT FORAutomated Final Pay & Compliance
Eliminate manual processing and compliance risk when an employee leaves your organization. Final pay requirements vary by state — with some requiring payment on the day of termination and others shortly after. By integrating directly with your payroll provider, final pay is automatically triggered by a status change and delivered instantly to the employee with full tracking and confirmation. Automating final pay reduces compliance exposure, operational overhead. This protects your business while delivering a fair, timely experience for departing employees.
PERFECT FORInstant Payment for Asset Transfers
Asset transfers demand immediate certainty. Instant payments provide confirmed, irreversible settlement at the point of exchange, removing counterparty risk and payment delays. Instant payments deliver cash-like finality at the moment of transfer, eliminating the uncertainty of checks or ACH. Sellers — such as used car owners — receive immediate, confirmed funds the moment keys are handed over, creating trust, speed, and confidence for both parties.
PERFECT FORInstant Collect with Pay-on-Delivery
Removing collection risk allows businesses to sell more confidently, expand customer reach, and operate without tying growth to credit exposure When customer credit is uncertain, growth slows. Instant Collect enables pay-on-delivery by verifying available funds and triggering an instant payment the moment goods or services are accepted. Funds move directly from the buyer’s bank account to the supplier, eliminating payment risk while allowing businesses to operate, deliver, and grow with confidence.
PERFECT FORInstant Pay for Work Completed
Automatically send instant payments the moment work is completed — whether to a small business, contractor, or individual. Payments are triggered directly from your workflow and delivered into the recipient’s bank account with immediate access to funds, 24/7, improving satisfaction, reducing administrative effort, and accelerating operations. Paying immediately upon completion hugely improves your provider’s satisfaction, reduces disputes and serves as a differentiator.
PERFECT FORCustomer Refunds without the Pain
Issuing customer refunds is often slow, manual, and compliance-heavy — especially in industries like auto retail. We replace checks and mailing workflows with instant payments delivered directly to the customer, without requiring bank account details. Refunds are automatically reconciled back into your business systems, reducing effort, cost, and customer frustration.
PERFECT FORAutomated Internal Fund Transfers
Automatically rebalance funds across bank accounts in real time, without manual intervention or settlement delays. Move funds between your bank accounts with immediate settlement, based on rules you define. This gives your business greater control over liquidity, ensures balances are always where they’re needed, and eliminates manual transfers and timing uncertainty.
PERFECT FORAutomated Instant Funding for Payroll Companies
Eliminate payroll funding risk by verifying funds and settling instantly on payroll day. No delays, no float risk, no exposure. Payroll must be funded with absolute certainty. Automated Instant Funding verifies exact funds availability on payroll day and delivers payment instantly, eliminating the timing risk of ACH withdrawals. Triggered directly by the payroll provider, funds are confirmed and settled in real time, removing exposure for payroll companies and their banking partners. This ensures payroll runs on time, every time — without credit or timing risk.
PERFECT FOR